With no PIP on your motorcycle and thousands of New Jersey drivers carrying bare-minimum or Basic Policy coverage, uninsured and underinsured motorist coverage is the rider's real safety net. Here is how it works and why your limits matter.

New Jersey is a no-fault state, but its no-fault law leaves motorcyclists out. You get no PIP for your own medical bills, and that same exclusion hands you back the full right to sue for pain and suffering. Here is how both halves work.

Every rider and passenger in New Jersey must wear a DOT-approved helmet, no exceptions. Here is what actually counts as compliant, and how a cheap novelty helmet can be turned against you under the state's 51 percent fault bar.

New Jersey gives you two years to file a motorcycle injury lawsuit, but if a government entity is involved, you may have only 90 days to put them on notice. Miss either deadline and a strong case can be over before it starts.

A step-by-step guide for New Jersey riders on what to do after a crash, why your bike has no PIP so the UM and liability claims are everything, why you keep full tort rights, and what never to say to the adjuster.

Hit by a driver with no insurance or the bare state minimum while riding in New Jersey? Here is how required UM and UIM coverage steps in, why your bike's missing PIP makes it matter even more, and why your own insurer still fights you.

Hit by a driver who fled on a New Jersey road? Learn the immediate steps, why Turnpike, Parkway, and business camera footage is a race against time, and how your required New Jersey UM coverage pays after a motorcycle hit-and-run.

Fall is the best riding of the year in New Jersey and one of the trickiest. The deer rut peaks across the northwest and central backroads, wet leaves grease the Water Gap and Sourland roads, sunsets come early, and the first cold rain turns the highw

Every Jersey rider has a corridor they respect and one they dread. From the Turnpike and the Parkway to the Pulaski Skyway, Route 22, Route 46, and the jughandle-heavy arterials, here are the New Jersey roads that concentrate the most risk for riders

By November the ride home is a night ride whether you planned it or not. On New Jersey roads a motorcycle is one small light lost in a sea of headlights, signals, and jughandles, and the left-turning driver who never sees you is the number one rider-

The best motorcycle rides in New Jersey, from the Delaware Water Gap and High Point in the northwest highlands to the Sourland Mountains, Round Valley, and the Pine Barrens run down through Batsto, plus the hidden risks Jersey riders face and why a N

What is a New Jersey motorcycle accident case worth? A rider's guide to damages, coverage limits, the missing PIP on your bike, the full tort rights riders keep that car drivers do not, and how the 51 percent fault bar can raise your number or wipe i

The insurance adjuster who calls after your New Jersey motorcycle crash is not on your side. Learn the tactics, what not to sign, and how the 51 percent fault bar makes every word you say matter.